You’ve found a home you like. The brochure says it’s perfect. But what do you really know about the property? Is the price fair for this area? What else is for sale nearby? Is the title clear? Delays are common. 72% of active registered projects in Noida are past their own completion date. Gulmohar checks the property itself. Then checks it against you. Tell it about the property: where it is, what it costs, what it is. Then a little about you and your loan. Nothing to upload. You get a score and a verdict. Free. One for the property, one for you. First, the property: is the price fair against similar homes nearby? Then the market around it, and the risks of buying it. Each scored, with the reason. Where something is uncertain, it tells you what to ask before you pay a token. And what’s actually around it, from offices to schools, in straight lines. Next, you. The EMI fits. But if income stopped, the cash left would last four and a half months. Then the future. If income falls or rates rise, see the verdict move before it’s real. So before you pay a token, you know where you stand. And what to ask. Gulmohar doesn’t decide for you. It shows you the whole picture. Start with your free snapshot. Gulmohar. Understand before you commit.
Enter the property details, your income and savings, and the loan you are considering.
Get your score and verdict, showing how the deal and your finances fit together.
Unlock the detailed breakdown, negotiation reference and stress scenarios when you want to look closer.
You do not need to be a property expert. Start with the details of the home, your finances and the loan you expect to take.
Location, asking price, size and construction status.
Income, existing EMIs, savings and other financial commitments.
Expected down payment, interest rate and repayment period.
More accurate inputs make the assessment more useful.
We assess the asking price against local benchmarks, resale conditions, risk indicators and rental yield. The same property gets the same deal score whoever is buying.
The assessment uses the information provided and available benchmarks. It does not verify original documents or certify legal title. Read the methodology
Scores are calculated by fixed rules, not guessed: the same inputs always give the same result.
| Part | What it measures |
|---|---|
| Entry price | The asking price per sq ft compared with the range of asking prices for comparable listings nearby. |
| Liquidity | How easy the home would be to resell: listing depth, and how much new under-construction supply is coming. |
| Risk | Developer and legal signals, and the project’s RERA (Real Estate Regulatory Authority) registration status where we can match it. |
| Rental income | Rental yield compared with the local benchmark. It only counts for an investment with an expected rent. Where rent can’t be scored (a home you will live in, or a property still under construction) it is left out and we show an indicative rent for context. If you invest and enter no rent, the verdict is held at Proceed with Caution. |
A very high repayment burden holds the financial fit score down, whatever the other parts say.
The Gulmohar score blends the deal and your finances, and the balance differs for a home you will live in and an investment. It reads Proceed, Proceed with caution or Avoid. Some findings hold the verdict at Proceed with caution at most: a new project whose RERA registration is in trouble, an under-construction project from a developer with many troubled projects, or a down payment larger than the savings you told us about.
Your verdict brings the property assessment and your financial position together, so you can see where the purchase looks strong and where it needs another look.
The cards show where a property sits on the grid. The overall verdict in your report is Proceed, Proceed with caution or Avoid, and it can differ from the card when something flagged holds it back. In the example, a score of 58 reads Proceed with caution.
The example above: deal 81, financial fit 35, Gulmohar score 58.
Good news — the asking price compares well with the area's listings, and your finances can comfortably carry it.
The deal itself looks solid — it's really your financial cushion that needs a closer look.
You're in a comfortable position to buy — it's the property that needs a harder look, it may be overpriced or riskier than it seems.
This one's tough on both fronts — the deal and your finances are both working against you right now.
Get your free score and verdict. Unlock the full report from ₹99 when you want the detailed analysis.
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