Choose a calculator
Home Affordability
How much home can you afford?
An indicative budget from your monthly numbers and your cash.
Open calculator →True Buying Cost
What will your home really cost?
The upfront cash needed beyond the down payment.
Open calculator →Rent vs Buy
Should you rent or buy?
Estimated wealth after a number of years, buying versus renting.
Open calculator →Three questions every homebuyer asks
Buying a home in India means making several large decisions at once: what you can comfortably spend, how much cash the purchase really needs, and whether buying beats renting for you. These free calculators take each question on its own, with numbers you control.
They are planning tools. They use examples you can change, they do not use live lending rates or verified local charges, and they are not a lender’s decision. When you have a particular property in mind, you can carry your numbers into a Gulmohar evaluation, which checks that property against local listings, risk and your finances.
What you get
- No signup, no phone number and no email needed for any result.
- Every assumption is editable, and every chart has its numbers in a table.
- Plain-language explanations of what limits your result and what the calculator leaves out.
How it works
Understand your numbers
Enter what you earn, owe and have saved, and see what a home could look like.
Explore the assumptions
Change the rate, the down payment, the growth you expect and watch what moves.
Evaluate a specific home
When you have a property in mind, carry your inputs into a Gulmohar evaluation.